Hurricane Policy

Which means if your oceanfront condo turns into an ocean-dwelling condo, you've got global warming in part to thank. We've always had hurricanes—and droughts and floods. We've just never had so much crazy weather all at once. Even before Irene, the U.S. had already set a record in 2011 for the most billion-dollar weather disasters. Recently, JFK airport marked its all-time rainfall record, on the same day that many Southwest cities set new records for most days above 100°. As carbon traps more heat in the atmosphere, it expresses itself in ever more violent weather. If you don't believe the scientists, then ask the insurance industry. Munich Re, one of the world's largest insurers, summed up its record payouts from the record-hot year of 2010: "This rise cannot be explained without global warming.

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